In recent years, the financial sector has witnessed a series of transformations that have dramatically changed the way capital companies and institutions work. Changes that are continuing to happen at a ferocious pace.
Discover what's behind the trends that are shaping the global financial market.
© MJV Technology & Innovation 2021
In the 2022 MJV trends report, we focus on the changes that have been systematically taking place in the market, from different perspectives:
70%
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FINANCIAL
SERVICES
TRENDS 2022
Pillars of financial market transformations for 2022
2. Trend: Open Finance
3. Trend: Invisible Bank
of consumers expect companies to take an active stance on social, environmental, and political issues
According to a survey by "Social Sprout"
ESG Transformation
Development and implementation of positive impact solutions considering aspects of the entire ecosystem, looking at the business, people and the planet.
Report
The sector, which just over a decade ago saw the dawn of fintechs, also, in a short space of time, has witnessed the opening of APIs and Open Finance. Currently, the micro-revolution of the moment is the so-called ESG investments, based on good socio-environmental practices. And we are probably nowhere near the peak heights of these movements, as businesses adapt to the more socially conscious and aware world we find ourselves in.
But why is all this so relevant? Because of the impact on the customer - it has totally changed consumer behavior.
With each advance in technology and regulations, the market has become more complex, as if a new piece is added to a business puzzle.
There are game-changing elements, which have beckoned with increasing digitization (and sometimes dematerialization) of financial services — as well as an almost symbiotic approximation between different industries. All of which gives rise to new unpublished business models.
And it is not about to stop any time soon, because, as you may already know, Digital Transformation is not a finish line. It's a path.
Top 10 DT Tools for you to experiment change.
Vera Marçalo, Deputy Director at Novo Banco
Antonio Franco, Departamental Manager for Agile and Transformation at Next
Rogerio Souza, Chief Digital Officer (CDO) at Auto Compara, an Insurtech under Santander